Reviewing my business plan for 2020 I stumbled upon this old paper print ad I would hand deliver to real estate agents and real estate offices in person each week. Yes this was still a time when Fax machines dominated communication. Ha! My oldest daughter Kaila was just born so this had to have been […]
Here is your buying power today. I have spoken and closed with so many buyers who this time last year were frustrated with the market, being outbid and rates slowly moving higher. Some is still the same when it comes to the lack of homes to meet the buyer demand. But the mortgage rates on […]
Click the image above to download, great information and education to assist anyone considering a new home purchase. The process of buying a home can be overwhelming at times, but you don’t need to go through it alone. You may be wondering if now is a good time to buy a home…or if interest rates […]
Mortgage continues to operate daily, almost under a new normal daily from continued changes in and outside of the industry. With 29 years of financial background, 9 years in banking and 20 years as a Loan Officer here in Seattle. I am able to reflect on two decades of residential real estate finance and have […]
***UPDATE*** Underwriting guidelines are changing daily. A Forbearance is an option however it CAN Negatively impact a future refinance or new mortgage. 20 years as a Loan Officer here in Seattle, I have for sure seen the highs and the lows. 2007 was challenging because the disruption in the economy was caused by mortgage and […]
Today Kiplinger released a tool to assist in calculating the Stimulus funds you may receive in aid from the U.S. government due to COVID 19. This is based upon your Adjusted Gross Income on tax returns filed for 2018. All information below is from Kiplinger.com. “You can get answers to all your questions about these […]
Interest rates will be lower than they have been since before 1980 at 3.8% and are projected to remain steady throughout 2020! According to CoreLogic, home prices will appreciate at a rate of 5.4% over the course of the year. Experts predict that the number of homes sold next year will be equal to or outpace […]
Click the image above to download, great information and education to assist anyone considering a new home purchase. The process of buying a home can be overwhelming at times, but you don’t need to go through it alone. You may be wondering if now is a good time to buy a home…or if interest rates […]
What could 2020 have in store for homeowners and future buyers? In 2018 the Federal Reserve confidently projected higher rates in both short team and long term rates. Concerns of Inflation fueled their analysis. 2019 was a miss. There stance from short term rate hikes to short term rates cuts were a result and long […]
As 2019 comes to an end and history will tell the story of an unpredicted ride lower in mortgage rates. All bets point to 2020 and what mortgage rates will do. Above, Freddie Mac and Fannie Mae are projecting all four quarters to be very similar for Mortgage Rates. Only time will tell, but this […]
