Rates unchanged, key dates for next week are the 21st, Federal Reserve Meeting, 22nd which is a benchmark for Wall Street cyclical trading.  This is important to note in trading patterns and patterns in interest rates.  If history once again follows previous years then we will see interest move higher towards the end of this year and open higher in 2011.  Of course this is a speculation from past performance.  In today economic environment there is a huge question mark on what can happen.  Be assured that we will be here to keep you informed.