Looking for a trusted Seattle mortgage broker for your next purchase or refinance? Keith Akada, Loan Officer at the Mortgage Reel, powered by Fairway, has helped hundreds of families across Seattle, Bellevue, and the Eastside achieve homeownership goals — first-time home buyers to experienced investors. His approach centers on education, strategy, and confidence, giving clients clarity and control throughout the mortgage process.
Whether you’re buying a Capitol Hill condo, refinancing a Bellevue single-family home, or leveraging Amazon, Microsoft, or Google RSU’s for a Seattle jumbo loan, Keith brings 25+ years of experience, and setting clear expectations designed to help you make confident decisions in today’s competitive market.
Top Reviewed Seattle Mortgage Broker – 750+ 5-Star loan officer reviews across Google, Zillow, WalletHub, Redfin, Yelp and Experience.com.
Local Expertise – I specialize in the unique markets of Seattle, Bellevue, Redmond, and Kirkland.
Fast Track Approvals with Speed to Close – With Fairway’s Advanced Underwriting and 9 business day closing, my buyers win in multiple-offer situations.
Tailored for Tech Buyers – I understand how to qualify RSUs and stock compensation to maximize buying power.
Award-Winning Service – Recognized among the best mortgage professionals in Seattle for transparency, education, and results.
Low Down Payment Loans – Conventional 3%, FHA, VA
Jumbo Loans (Seattle, Bellevue & Eastside) – Competitive rates above King County’s $1,037,300 loan limit
First-Time Buyer Programs – Down payment assistance + education
Investor Friendly Loans – Duplex, triplex, and rental property financing, DSCR, Bank Statement
Refinance Options – Lower your rate, tap equity, or consolidate debt
Seattle: Popular neighborhoods like Columbia City, Green Lake, Ballard, Queen Anne, and Capitol Hill have competitive housing markets where strong pre-approval’s are key.
Bellevue: High demand from tech professionals means jumbo financing is common. Proximity to Amazon, Microsoft, and Meta makes tailored loan strategies essential.
I was born and raised in Seattle, and I’m proud to still call this city home. As a husband and father, my greatest “why” is showing my Ohana what’s possible. That purpose has fueled my drive to break through barriers, consistently rank as a top producer both within my company and nationwide, and grow into leadership as the Branch Manager of the Seattle office.
I began in banking right after high school, spending nine years and finishing as a branch manager before transitioning into mortgage lending in 2000. Over the past 25 years, I’ve built my reputation as a trusted Seattle mortgage broker and Branch Manager by focusing on education, clear strategies, speed to close, and proven results. I’ve guided thousands of clients through first-time homebuyer programs, move-up purchases, refinancing, debt consolidation, cash-out, fast closings, relocation financing, and loan programs including Conventional, FHA, VA, and Jumbo.
Once a first-time homebuyer myself and now a real estate investor and developer, I understand how critical homeownership is for building stability and achieving financial goals. My clients appreciate that I don’t “sell”—I educate. As a visual learner, I create the kind of clear, transparent, and stress-free experience I would want for my own family.
Whether you’re purchasing your first home, relocating to the Pacific Northwest, or growing your real estate portfolio, my history is built on one promise: to make mortgages simple, fast, and successful for every client I serve. Let’s connect to talk about your dreams and goals of homeownership and how to turn them into reality.
Daily market volatility affects rates and cost. Making a confident and empowered decisions requires education and strategic timing.
Real estate has shifted from a national market to a hyper-local one. Focus on what aligns with your goals—relevant trends, economic factors, and local data that directly impact you.
Discover hyper local focused strategies and perspectives to maximize your real estate investment, your home
Choosing the right loan officer is crucial, and reviews play a key role. Similar to a reference on a resume, reviews convey expertise, knowledge, performance and customer experiences. You can find my online resume with hundreds of reviews by searching my name. I am eager to apply for the position as your trusted Loan Officer.
“We worked with Keith and his team to close on our first home and I can’t think of anything they could have possibly done better. We were able to close in 2 weeks (which gave us an edge in this super competitive market) because they went the extra mile to make things work, even when there were some technical challenges, and we got a fantastic rate.” Stefan V.
“This is the second time we worked with Keith and his team to get our dream home in time with a great rate. He will go in-depth review on the market with you and provide sufficient knowledge before you make the big decision. We will definitely work with them and recommend them to any friends and families.” Xiao C.
“Keith is super knowledgeable and helpful. He took time to help us understand all the loan process and he has a good grasp of what the market is doing to get us a great rate. I would definitely recommend Keith at Mortgage Reel.” Sejin K.
“Really enjoyed our experience working with Keith and the Mortgage Reel team. Keith did a great job addressing the education pieces we’d need to know as first time homebuyers up front. His team prepared all of our documents and information ahead of time so that when it came time to close, it was a seamless process. We appreciated their clear communication and updates. Overall, it was easier than we imagined, we feel very informed about our mortgage process, and with Keith’s quick work we even got to close early!” Porscha S.
“Keith was professional, efficient, knowledgeable, and kept us informed at every step of the process! We saw a “For Sale” sign go up on the perfect house when we had not yet started the process. Our realtor was skeptical as to whether we’d be able to get financing approval in time to succeed in this competitive market, but suggested we call Keith. Two days later, we were approved and made a winning offer, and 3 weeks later we closed on the property without a hitch.” Molly C.
“My family has worked with various loan officers and by far Keith is the best! From the first time that we met him we could tell that he was not only knowledgeable, but was passionate about what he does. He genuinely takes the time to educate you on what’s happening in the market so that you can make an informed decision. He was also quick to respond and kept us updated every step of the way. The whole process was seamless and we even closed in 10 days. If we ever buy another home, we will definitely be working with Keith. I highly recommend him to anyone!” Amanda C.
Keith consistently delivers exceptional closing speeds. Based on client feedback, he regularly closes loans in 10 days, with some clients closing in as little as 2 weeks even in competitive markets. One client noted: “Keith managed to close on our home in just 10 days! This expedited timeline made our offer particularly appealing to the sellers, even though they had a higher bid.”
Keith is known as an “educator first” approach to mortgage lending. As one client put it: “Keith cared more about advising on financing for a home than being the broker for this specific mortgage. His goals are to educate homebuyers. Getting a mortgage through Keith is, at most his, 3rd priority. His 1st being helping homebuyers.” He provides personalized education, including custom videos to explain complex processes.
Absolutely. Keith specializes in guiding first-time homebuyers through the entire process. Multiple clients have noted his expertise in this area: “As first-time homebuyers, we had so many questions and Keith was truly our guiding light through the entire process. Out of all the lenders we spoke to, he was the only one who took the time to walk us through how to improve our credit and set us up for success.”
Keith is known for exceptional responsiveness. Clients consistently mention his quick communication: “Keith is very knowledgeable, responsive, and supportive. His quick replies and clear guidance made the loan process seamless.” Another client noted: “He was easily available, just a message away whenever we had questions.”
Keith offers comprehensive mortgage services including home purchase loans, refinancing, FHA loans, conventional loans, and investment property financing. He works through Fairway Independent Mortgage Corporation and is licensed in Washington State (NMLS #112443).
