Conventional Loan Down Payment Comparison (Washington State) Choosing your down payment is one of the most important steps in financing a home. Each option—3%–5%, 10%, 15%, or 20%—offers unique trade-offs in upfront cost, monthly payment, and equity growth. Explore the cards below to see which best fits your situation as a Washington homebuyer. 3%–5% Down […]
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Payoff your Mortgage Faster! Press play below for a step by step tutorial of how to use the Amortization Tool and to customize your own mortgage payoff goals. https://youtu.be/btpKnDACbyQ?si=ES31P3zp7tzUi2cV The amortization tool is in Excel format. Please click the download to create your customized plan. Please let me know if this was helpful. email: keith@mortgagereel.com […]
Buying Seattle Real Estate
Buying Seattle Real Estate: Tips, Tricks, and What To Know Are you considering buying real estate in Seattle? In this video, we share essential tips, tricks, and insights that every prospective homebuyer should know. From understanding the Seattle housing market to navigating the buying process, we cover it all! **What You’ll Learn:** – Key factors […]
Fall 2023 Questions & Perspectives Home Buyers Guide

All forecasters I listen to continue to state the challenging market ahead for buyers as rates ease next year. More buyers increasing demand with many owners still not looking to see due to the current rate of their mortgage. Want to have a better understanding of the data supporting this? I would like […]
The Mortgage Zone with Keith Akada – What may interest you.

Lending Standards Are Not Like They Were Leading Up to the Crash You might be worried we’re heading for a housing crash, but there are many reasons why this housing market isn’t like the one we saw in 2008. Read the Full PostSaving for a Down Payment? Here’s What You Need To Know. Read the […]
2022 Questions & Perspective Buyers Guide

Inflation is cooling The Fed is slowing / reducing “Rate Hikes” All data is pointing to a US economic recession Why is now a good time to buy? As the economy continues to shift towards the recession, how the cooling economy will impact real estate is hyper local. Why hyper local? Because of the […]
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Connection of Stock Price & Real Estate

Tech Stock Values and Impact on Hyper Local Seattle / Greater Eastside Real Estate **Note: you may have to click on the “gear” wheel and then select “1080”.** How has the stock value of tech company’s like Amazon, Google, Facebook, Apple and Expedia impacted the hyper local real estate market in Seattle, Bellevue and the […]
The Story of Fairway

The Story of Fairway from Fairway IMC on Vimeo. Twenty two years as a Loan Officer here in Seattle I have been part of four mortgage companies. Often you hear in this profession of a company’s culture that says family, get it done mindset, service and support but do not really deliver on all points. […]