Conventional Loan Down Payment Comparison (Washington State) Choosing your down payment is one of the most important steps in financing a home. Each option—3%–5%, 10%, 15%, or 20%—offers unique trade-offs in upfront cost, monthly payment, and equity growth. Explore the cards below to see which best fits your situation as a Washington homebuyer. 3%–5% Down […]
Elementor #74279
Payoff your Mortgage Faster! Press play below for a step by step tutorial of how to use the Amortization Tool and to customize your own mortgage payoff goals. https://youtu.be/btpKnDACbyQ?si=ES31P3zp7tzUi2cV The amortization tool is in Excel format. Please click the download to create your customized plan. Please let me know if this was helpful. email: keith@mortgagereel.com […]
Fall 2023 Questions & Perspectives Home Buyers Guide
All forecasters I listen to continue to state the challenging market ahead for buyers as rates ease next year. More buyers increasing demand with many owners still not looking to see due to the current rate of their mortgage. Want to have a better understanding of the data supporting this? I would like […]
The Mortgage Zone with Keith Akada – What may interest you.
Lending Standards Are Not Like They Were Leading Up to the Crash You might be worried we’re heading for a housing crash, but there are many reasons why this housing market isn’t like the one we saw in 2008. Read the Full PostSaving for a Down Payment? Here’s What You Need To Know. Read the […]
Expert insights on the 2022 Housing Market.
2021 – Seattle Real Estate Spring Buyers Guide
Click Here to Download Real estate and mortgage seem to change on a daily basis right now. How? With vaccines for COVID getting out to all of us, sellers who were once afraid to have people touring their home are now coming back to the market to sell. This is helping to add more homes […]
2021 Winter Buyers Guide
Click Here to Download This winter we continue to see the lack of inventory and the demand from buyers pressuring home prices higher. There are factors that will help your offer to be considered by a seller. Speed to close, contingencies waivers, strong earnest money, Loan Officer involvement and more. Have questions? I am here […]
Seattle Mortgage Rate Flashback!
Reviewing my business plan for 2020 I stumbled upon this old paper print ad I would hand deliver to real estate agents and real estate offices in person each week. Yes this was still a time when Fax machines dominated communication. Ha! My oldest daughter Kaila was just born so this had to have been […]
Mortgage Rates by the Decade.
Here is your buying power today. I have spoken and closed with so many buyers who this time last year were frustrated with the market, being outbid and rates slowly moving higher. Some is still the same when it comes to the lack of homes to meet the buyer demand. But the mortgage rates on […]
2020 Fall Buyers Guide, so much different than Fall 2019….for sure!
Click the image above to download, great information and education to assist anyone considering a new home purchase. The process of buying a home can be overwhelming at times, but you don’t need to go through it alone. You may be wondering if now is a good time to buy a home…or if interest rates […]